BY SPARTAGROUP S.A.

3RD PILLAR COMPARE TOOL

Tax deduction Comfortable retirement Real estate Early retirement

Compare the solutions and receive the best 3rd pillar offers amongst 34 banks and insurance companies

Save up to CHF 2’900 per year with the tax deduction

Based on 75 reviews

Compare the 3rd pillars and find the best offer online, very simply

With PilierSuisse, you quietly enter into your 3rd pillar from your place by comparing the existing solutions easily and receiving the best offers from our partners.

The offers sent are individually adapted to your needs. It allows you to compare the different banks and insurance companies on an independant basis. Our transparent solution allows you to save a lot of time and money.

Our partners

10 minutes to secure your future

You only need a brief instant and some personnal information To compare the 3rd pillars and find the best offer

1. Discover the 3rd pillar

2. Compare the solutions

3. Receive the best 3rd pillar offers

4. Enter into your 3rd pillar and secure your future

Launch your 3rd pillar with the best conditions

100% independant and transparent

Due to the fact we are independant, we can find the best offers for you in a neutral way.

34 companies compared

Make sure to enter into your 3rd pillar with the best conditions and returns by comparing the companies in the marketplace

Advice to make the good choice

We assist you with pleasure all along the process and answer your questions about the 3rd pillar

Save into the 3rd pillar to have a good retirement save taxes live abroad be independent buy real estate protect loved ones retire earlier

Buy your dream home, leave in the tropics, launch your own business or simply prepare a comfortable retirement. All of this is achhievable by saving on your 3rd pillar.

Save on the 3rd pillar and realize your goals

Buy your dream home, leave in the tropics, launch your own business or simply prepare a comfortable retirement. All of this is achhievable by saving on your 3rd pillar.

Utilisation de votre 3ème pilier

  • Save taxes
  • Improve your retirement
  • Buy real estate
  • Independant activity
  • Expatriation
  • 5 years before you retire
  • Disability pension and death benefit

Save up to CHF 2‘900 per year from your taxes

Take advantage of attractive tax benefits from the 1st payment and all allong the contribution period. Your payments are tax deductible and will allow you to save up to CHF 2‘900 per year till you withdraw the capital.

Improve your retirement

Even if you have been working and contributing your whole life, you have to be prepared to lose around 40% to 50% of your income when you retire, getting pensions from the 1st and 2nd pillar.

Thanks to the 3rd pillar, you build a capital for your retirement and fill the gaps from the two mandatory pillars. Therefore, you secure a comfortable retirement.

Buy real estate

You can withdraw your 3rd pillar to buy a principle residence. The money will be useful fort he initial contribution or can also be used as a guarantee for the mortgage amortization.

Become the owner of your property is not a distant dream anymore, this is a goal that has to be prepared, and the 3rd pillar is the best way to achieve it.

Independant activity

Your goal is to be self-employed and becoming your own boss ? You will be able to withdraw your capital to build a new life as an entrepreneur.

Expatriation

Are you dreaming to live in another country in the future ? It is possible thanks to the 3rd pillar. Indeed, if one day you decide to settle in a foreign coutry, you will be allowed to withdraw the capital and use it freely.

5 years before you retire

From 5 years before the legal AVS retirement age, you will be allowed to withdraw the amount and take advantage of the possibility to retire earlier.

Disability pension and death benefit

Thanks to the 3rd pillar, protect your family against financial issues in case of death or disability by including covers on top of the capital you build to realise your goals whatever happens. At the same time, you will have returns and benefit from the advantageous taxation.

Our clients opinion

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